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Insurance

Let’s face it, having insurance provides peace of mind. From health and home to vehicles and pets we’ll help you navigate the complicated world of insurance and everything it has to offer.

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Does it Make Sense to Get Life Insurance For Your Children? Two Parents Playing Outside with Child Life Insurance

Does it Make Sense to Get Life Insurance For Your Children?

Generally speaking, it doesn’t usually make sense to purchase life insurance for your children. While losing a child is devastating for any parent, no family is likely to be reliant on a minor’s income for survival. However, there are some special circumstances where buying life insurance on your child makes sense. At the very least, […]

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5 minute read

Contingent Beneficiary Explained: Everything You Need To Know Contingent Beneficiary Paperwork Life Insurance

Contingent Beneficiary Explained: Everything You Need To Know

One of the things I really appreciate my parents made was their will. When my dad passed away, his will made it clear that the surviving spouse was the primary beneficiary of the entire estate. My sister and I were only contingent beneficiaries, in the event that the surviving spouse was mentally unfit to handle […]

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5 minute read

Medicare vs. Medicaid: What’s The Difference? Medicare vs. Medicaid Insurance

Medicare vs. Medicaid: What’s The Difference?

Just what are the differences between Medicare and Medicaid? It’s easy to get them confused, and that would be understandable. Both programs are managed by the government and have very similar-sounding names. They are intended to support groups that may need additional help in accessing healthcare. Typically, that means older individuals, people with certain disabilities, […]

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4 minute read

HMO vs PPO Insurance Plans — Which One Is Better? Notebook with PPO vs HMO Written On It Insurance

HMO vs PPO Insurance Plans — Which One Is Better?

One of the trickiest decisions you may need to make about your healthcare is the question of going with an HMO vs a PPO plan. Both HMO and PPO health insurance plans may appear similar on the surface. However, they might have major differences if you’re trying to decide on a healthcare plan. There are […]

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4 minute read