Refresh Secure Visa
Instead of a credit check, all it takes to get approved with RefreshSecure Visa is a security deposit. Your credit limit will depend on how much money is put down on the deposit which can range between $200 to $10,000. This is another type of approved credit card that gives you freedom in choosing how much money you want to invest for a certain credit limit.
Refresh Financial keeps the typical credit card fees affordable across the board. The annual fee only costs $12.95 per year, in addition to a $3 maintenance fee per month. The annual interest rate is 17.99 percent , which seems pretty reasonable given the easy application process.
Financial Intelligence Training — also known as f.i.t — which is a toolkit for learning about the nitty gritty business of finance. It’s composed of short, informative videos that will teach you all about money myths, building wealth, how to save and more.
If you end up liking this credit card and think it’s worth sharing, there’s a benefit to referring a family or friend. You can get $100 in cash once they sign up and there is no limit on the number of people you can refer.
Overall, the Refresh Secure Visa is a good option if you’re looking to lower your credit rating and learn more about how finances work. This company wants to help their clients not only with their finances, but their knowledge of it works and what they can do to be successful.