Did you know that owning a credit card is a key step in your quest for financial success? Choosing a credit card with the best perks and benefits can help you save thousands of dollars a year. Here we’ll teach you how to become the master of your own credit.
Credit
Bankruptcy should always be viewed as a last resort. After all, the consequences of declaring bankruptcy are severe. They will impact many aspects of your financial life for years to come. The stress caused by this event can also adversely impact your mental health. Despite those consequences, bankruptcy is an all too common occurrence these […]
6 minute read
Credit
Credit is an important part of your finances. Having a strong credit history and a positive credit score will make your life much easier. It ensures that you can get affordable loans, whether it be a mortgage, a car loan, or something like a credit card or line of credit. Your credit history and score […]
6 minute read
Credit
Credit limit increases are a double-edged sword. On one hand, accepting your credit limit increase can improve your credit score. On the other hand, having more credit can be risky. If you’re not careful, it can lead to greater amounts of debt. So what should you do if your credit card company offers you a […]
6 minute read
Credit
If you enjoy earning credit card rewards, this article is for you. Whether you are an average rewards earner, or someone who “churns” cards like a pro, things like air miles, cashback, or points can be great incentives. However, you need to be aware of the so-called 5/24 rule that some (but not all) banks […]
2 minute read