Did you know that owning a credit card is a key step in your quest for financial success? Choosing a credit card with the best perks and benefits can help you save thousands of dollars a year. Here we’ll teach you how to become the master of your own credit.
You should already know that credit card companies use fees and interest rates to make money. In fact, there has already been a lot of press about how many companies set minimum payments that are too low for individuals to ever pay off their debts. Consumers should know to watch out for that trick, but there are other sneaky fees to look for before applying for a credit card. Learning about them will help you avoid additional fees and higher interest rates.
Credit cards can create a spiral of never-ending debt for those who don’t manage them properly. When it comes to managing personal debt, you might find that you are faced with two options: consolidate or eliminate high-interest rate credit card debts. These two options are not mutually exclusive, however. For instance, some people use consolidation as a way to help them eliminate debt more quickly.
Credit card companies continue to innovate in their ongoing campaign to attract new business. Over the past few years, market leaders have started offering appealing bonuses designed to entice consumers to open new accounts. These bonuses take many forms, from cash back or travel miles, to rewards points and other freebies. In evaluating the many […]
Have you even been drawn in by a credit card’s astonishingly low interest rate or atypically generous rewards program, only to be stung by a hefty annual fee that effectively nullifies these benefits? If so, you’ll love this list of the market’s best no-fee credit cards. They are designed for everyday consumers with reasonably decent […]
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