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Credit

Did you know that owning a credit card is a key step in your quest for financial success? Choosing a credit card with the best perks and benefits can help you save thousands of dollars a year. Here we’ll teach you how to become the master of your own credit.

Basics

How to Avoid Sneaky Credit Card Fees Woman Shocked by Monthly Statement Credit

How to Avoid Sneaky Credit Card Fees

You should already know that credit card companies use fees and interest rates to make money. In fact, there has already been a lot of press about how many companies set minimum payments that are too low for individuals to ever pay off their debts. Consumers should know to watch out for that trick, but there are other sneaky fees to look for before applying for a credit card. Learning about them will help you avoid additional fees and higher interest rates.

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6 minute read

Credit Card Debt: Eliminate or Consolidate? Man Shackled to Credit Card Debt Credit

Credit Card Debt: Eliminate or Consolidate?

Credit cards can create a spiral of never-ending debt for those who don’t manage them properly. When it comes to managing personal debt, you might find that you are faced with two options: consolidate or eliminate high-interest rate credit card debts. These two options are not mutually exclusive, however. For instance, some people use consolidation as a way to help them eliminate debt more quickly.

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3 minute read