Budgeting

Being frugal isn’t so much about what you buy. Really, it’s more of a state of mind. A different way of living. Too often, we get caught up in penny pinching in a way that isn’t healthy for our finances – or our sanity. If you’ve been trying (and failing) to get your budget balanced […]

Money is a topic that comes up regularly in almost any relationship. No matter your situation, there is a good chance that you have been talking about money with your life partner. Unfortunately, money is often a sore spot. Many studies have indicated that money is the number one issue that people in a relationship […]

Many of us skipped Thanksgiving and Christmas gatherings last year, due to the pandemic. That’s partly why so many of us are already focused on holiday shopping, decorating, menu planning, and everything else — and it’s only November. Many of us are probably also worrying we won’t have enough time or money to make it […]

Financial leverage is the use of borrowed money (or debt) to finance the purchase of assets. The expectation is that the income or capital gain from the new asset will exceed the cost of borrowing. Essentially, the term “leverage” refers to “debt.” Investors often borrow money to buy stocks with the expectation of making a […]