Budgeting

Many couples in long term, committed relationships are great at discussing the “big” stuff early on. These include views on marriage, children, religion, and politics (to name a few) – you know, the deal breakers. Unfortunately, one topic many couples tend to give short shrift to is money. With 78% of Americans living paycheck to […]

Smart money management is one of the most important keys to financial success. As the old saying goes: look after the pennies and the dollars will look after themselves. This wise advice is as true today as it was a century ago. Best of all, modern tech tools make it even easier to budget, track […]

Food falls into a category known as “mandatory spending” in the personal finance world. We have to eat—it’s a fact of life. From a money management standpoint, buying groceries is a much wiser than eating out, as it costs far less to feed yourself than it does to pay someone else to feed you. Yet, […]

Students commonly face a particularly difficult financial catch-22. That is, you can’t get a good job without postsecondary education, but postsecondary education is very expensive. Thus, millions of young people graduate with tens of thousands of dollars in debt. That puts them behind the proverbial 8-ball from the very moment they enter the workforce. It’s […]