Budgeting

Food falls into a category known as “mandatory spending” in the personal finance world. We have to eat—it’s a fact of life. From a money management standpoint, buying groceries is a much wiser than eating out, as it costs far less to feed yourself than it does to pay someone else to feed you. Yet, […]

Students commonly face a particularly difficult financial catch-22. That is, you can’t get a good job without postsecondary education, but postsecondary education is very expensive. Thus, millions of young people graduate with tens of thousands of dollars in debt. That puts them behind the proverbial 8-ball from the very moment they enter the workforce. It’s […]

Though experts say the economic crisis is over, there are still many people struggling to stay afloat. Job security is still shaky. Wages are stagnant. For those of us with savings still sitting in the bank, dipping into those savings is often the only way to keep from going under. However, using savings is something […]

Balancing your personal or family budget doesn’t have to be hard or complicated, despite the fact that the federal government doesn’t seem to be able to balance theirs.