Budgeting

There are plenty of budgeting methods out there. There’s the envelope method. The 50/30/20 philosophy. There are apps and software programs that help you keep track of it all. No matter which budgeting process works for you, most experts agree that making (and sticking to) a firm budget is paramount to financial success. That being […]

You’ve heard plenty about the avalanche and snowball methods for paying off debt. They definitely have their merits. But don’t get buried in calculations or smacked in the face with a bunch of little debts that gang up on your savings. Instead, use the lasso method. It will wrangle your debt and put yourself on […]

You hear it a lot. You absolutely need a personal budget. Every financial expert will tell you. There are multiple articles on this very site that help guide you towards building and maintaining a successful budget. You can even download multiple apps to help you out. It’s important! How will you ever feel in control […]

Knowing where you stand is important. After all, you can’t improve your financial situation unless you understand exactly where you currently are. Having a good sense of your debt, savings, and expenditures — and how to improve in each area — will benefit you in the long run. However, most of us let things slide […]