About Ryan Pratt

While Gen Z faces significant financial hurdles, such as rising living costs and student debt, they are finding creative ways to manage their money. Unlike earlier generations, many Gen Zers are approaching finances cautiously. Here’s how Gen Z is managing to save money. Turning to Digital Tools for Budgeting One way Gen Z is managing […]

People who have brilliant ideas tend to shy away from starting a business. But why? In many cases, they are worried about pooling all of their available funds into an idea that won’t sell. Luckily, those high stakes are no longer necessary in today’s business world. If you’re interested in finding a side hustle, here […]

People have all kinds of pejoratives to express how they feel about filing their taxes. The process is stressful, time-consuming, and inconvenient. It’s also expensive… but it doesn’t have to be. There are free tax filing services to offset the burden of tax season, but some of them aren’t as “free” as they sound. Let’s […]

When discussing income tax, it’s easy to confuse similar-sounding technical terms. The boundaries around tax exemption and tax deduction are particularly blurry. Although these two types of reductions tend to be used interchangeably, they have separate structures and operate under distinct criteria. Recognizing the differences between exemptions and deductions will help you gain a better […]