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About Marcus Carter

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About / Experience

Marcus Carter is a financial whiz and writer dedicated to empowering people to take control of their money. With a knack for breaking down complicated financial concepts into actionable steps, Marcus focuses on topics like building wealth, cutting unnecessary expenses, and planning for retirement. Outside of WalletGenius.com, Marcus enjoys testing out the latest budgeting apps, cheering on his favorite sports teams, and experimenting with frugal yet gourmet recipes in his kitchen.

More from Marcus Carter

A Beginner’s Guide to Filing Your Taxes in 2025 Taxes

A Beginner’s Guide to Filing Your Taxes in 2025

Filing taxes can seem daunting, especially if you’re doing it for the first time or face changes in tax regulations. As 2025 approaches, understanding the essentials of tax filing can ease anxiety and help ensure you’re fulfilling your civic duty accurately. This guide provides an engaging and accessible overview for first-time filers or anyone looking […]

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4 minute read

The Best Ways to Cut Costs Without Sacrificing Fun Save Money

The Best Ways to Cut Costs Without Sacrificing Fun

In today’s economic climate, finding ways to save money often feels necessary, but that doesn’t mean cutting back on enjoyment. Balancing budget constraints with a fulfilling lifestyle might appear daunting, yet it’s entirely achievable with strategic planning. By exploring creative alternatives and reevaluating spending habits, you can reduce expenses while maintaining fun and memorable experiences. […]

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4 minute read

Tax Refunds: Should You Save, Spend, or Invest This Year? Money

Tax Refunds: Should You Save, Spend, or Invest This Year?

With tax season wrapping up, many individuals find themselves anticipating a refund from the government. This influx of money offers an excellent opportunity to reevaluate financial goals and make impactful financial decisions. However, determining whether to save, spend, or invest your tax refund requires thoughtful consideration of personal circumstances and future objectives. Understanding the potential […]

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4 minute read

How Inflation Affects Your Bank Account: What You Need to Know Banking

How Inflation Affects Your Bank Account: What You Need to Know

Inflation is a critical economic factor that can influence the value of money in your bank account. It represents the rate at which the general level of prices for goods and services rises, subsequently eroding purchasing power. Understanding inflation’s impact on savings and financial planning is essential for maintaining economic stability and making informed decisions. […]

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4 minute read

5 Money Moves to Make Before Tax Deadlines Approach Taxes

5 Money Moves to Make Before Tax Deadlines Approach

As tax deadlines loom closer, it’s essential to have a proactive strategy in place to optimize your financial situation. Whether looking to minimize liabilities or ensure compliance, specific money moves could make the tax season smoother and potentially more beneficial. This article outlines five critical steps to consider before tax deadlines arrive, aiming to ease […]

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3 minute read

Winter Investment Opportunities: Should You Buy Stocks Now? Investing

Winter Investment Opportunities: Should You Buy Stocks Now?

As winter approaches, many investors wonder whether this seasonal shift presents a favorable time to buy stocks. While no investment strategy guarantees success, certain market trends and economic conditions may offer unique opportunities during this period. Analyzing historical data, sector performance, and market volatility can guide informed decisions. Winter may provide distinct advantages for bolstering […]

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4 minute read

Is 2025 the Year to Pay Off Debt? Strategies for Success Credit

Is 2025 the Year to Pay Off Debt? Strategies for Success

As we approach 2025, individuals grappling with debt may be contemplating whether the new year presents an ideal opportunity to tackle financial obligations. With fluctuating economic conditions, setting a goal to pay off debt could bring significant financial security and peace of mind. Implementing strategic planning and effective debt management techniques might pave the way […]

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3 minute read

How to Organize Your Financial Documents for a Stress-Free Year Budgeting

How to Organize Your Financial Documents for a Stress-Free Year

Properly organizing your financial documents can contribute significantly to reducing stress and fostering a sense of control over your finances. As tax season approaches or emergencies arise, having everything in order ensures smoother transactions and efficient planning. Building a strategic organization system helps avoid missed deadlines and lost paperwork, enhancing overall financial health. With a […]

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3 minute read