About Katie Ormsby

The desire to earn extra money is increasingly common as rising living costs place added pressure on household budgets. Side hustles and passive income streams offer practical ways to supplement earnings and build greater financial flexibility. Finding the right opportunity often starts with recognizing personal strengths, evaluating available time, and understanding where market demand aligns […]

If you’re living paycheck to paycheck, you’re far from alone. People across many income levels can fall into such a cycle, often leading to financial stress when unexpected expenses arise. Spending an entire paycheck each pay period leaves little room for emergencies or long-term planning. The good news is that financial stability is achievable. Understanding […]

Choosing the lowest-cost option can feel like a smart financial move, but frugality sometimes leads to bigger expenses down the line. Cutting corners on quality, safety, or essential services may create problems that outweigh any short-term savings. While being budget-conscious is valuable, consistently opting for the cheapest route can undermine your well-being, your time, and […]

Holiday travel season brings crowded airports, expensive airfare, packed highways, and rising gas prices, making the journey stressful long before travelers reach their destination. Although the experience can be hectic and costly, planning ahead and taking a thoughtful approach can ease much of the burden. With higher prices expected across the board, adopting smart strategies […]

Paying bills is a chore many people would gladly avoid, which is why autopay feels like a convenient solution. It works well for predictable expenses such as a mortgage, but trouble can arise when amounts change from month to month. With everything happening automatically, important details can slip by unnoticed. That can lead to paying […]

Many people turn to simple budgeting methods to gain more control over everyday spending, and one approach gaining renewed attention is cash stuffing, sometimes called the cash-envelope method. The idea centers on setting limits for key categories by using physical cash, which can create a clearer sense of how much you’re truly spending. Its recent […]

Retirement is often imagined as a time for relaxation, family, and long-awaited hobbies, but financial stability ultimately determines how enjoyable those years can be. Many people worry about whether their savings will last, especially as living costs rise and lifespans lengthen. The good news is that thoughtful planning can reduce the risk of running out […]

A wedding is meant to be a joyful milestone, yet the costs involved can create stress long before the celebration begins. Many couples feel pressure to follow long-standing traditions, even when those choices don’t fit their budgets. With a bit of creativity, it’s possible to design a meaningful event without overspending or sacrificing what matters […]