About Dave Roos

Reaching an early retirement goal depends not just on how much you save, but on how wisely you invest. Even small missteps can slow your progress, especially when you’re new to the market. While investing can feel intimidating at first, successful retirement investing is often about staying disciplined, avoiding emotional decisions, and sticking to a […]

Saving alone isn’t enough to fund a comfortable retirement—especially an early one. True long-term growth comes from investing, not letting cash sit in a basic savings account. When we talk about “saving” for retirement, we really mean building an investment strategy designed to grow steadily over time. By learning how retirement accounts work and understanding […]

Boosting your income often starts with learning how to advocate for yourself at work. Whether you’re requesting a raise, preparing for a promotion, or exploring opportunities with a new employer, the right approach can make a meaningful impact. By focusing on the value you bring, building strong relationships, and communicating clearly during negotiations, you can […]

Early retirement often begins with adopting habits practiced by so-called super savers—people who resist lifestyle creep, stay intentional about spending, and shape daily decisions around long-term financial goals. They curb impulse purchases, focus money on activities that genuinely matter, and rely on consistent adjustments that steadily boost monthly savings. Some even pursue larger lifestyle shifts […]