13
Oct

How to Settle Debt Without a Debt Consolidator

Getting back on your feet during hard times can feel downright impossible, especially when creditors and collection agencies are calling night and day wondering where their payments are.

25
Jun

Home Ownership: The American Dream or Nightmare?

In a world full of unemployment, debt, default and foreclosure, what's the practical road to the American Dream?

27
May

How Many Credit Cards Should You Have?

If your wallet is thick enough to stop a bullet, then you need to evaluate things. Unless, of course, you're strapping it over your heart. Then "“ and only then "“ it's completely understandable.

08
Apr

Post-Meltdown Adjusted Rate Mortgages: Crazy or Savvy?

In 2006 a mortgage loan originator had so many options to offer borrowers that it was mind boggling. 10-1, 7-1,…

29
Mar

Does the Federal Funds Rate Affect Mortgage Rates?

Some experts will tell home buyers that they don't need to worry about the federal funds rate because it doesn't…

29
Mar

Credit Card Debt: Eliminate or Consolidate?

  Credit cards can create a spiral of never-ending debt for those who don't manage them properly. When it comes…

25
Mar

Refinancing an Underwater Home or Condo

If you have a home or condo that is worth less than the current loan principal, then you could need…

25
Mar

The Advantages to Having an Excellent Credit Score

A high credit score has become the Holy Grail for modern consumers who want to take advantage of low-interest credit…